Pay Weekly Finance

Big Save Furniture offers fixed term finance options through Finance Now. Finance Now’s normal lending criteria and loan terms apply. Weekly payments are indicative only, are based on a term of 36 months at an interest rate of 19.75%pa and include a monthly service fee of $2.95 and a $65 establishment fee. Weekly payments include optional single Insurance protection.

Click here for pre-approval
 

Interest Free Finance

Lending criteria, fees, terms & conditions & a minimum spend apply. Interest free finance at Big Save Furniture is available through GEM Visa & Q Card. Long term interest free finance is available when advertised. Interest free finance is not available with Finance Now/ 15 Minute Finance. Weekly prices displayed on product pages apply to Finance Now/ 15 Minute Finance only and are not applicable to interest free offers.
 

QCard / Q Mastercard

*Interest free is available on Long Term Finance (LTF) for in-store purchases only. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard or Q Card Standard Interest Rate (28.95% p.a.) applies at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

*No payments and no interest terms available on Long Term Finance (LTF) for in-store purchases until. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees correct as at date of publication, subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

Click here to apply.
 

Gem Visa

Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of $2 Gem Visa/$6 Gem CreditLine applies. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited.

Further information on rates and fees can be found at www.gemfinance.co.nz
 

NOW Rewards Visa

*NOW Rewards Visa terms and conditions, credit criteria, rates and fees (including a one-off $55 establishment fee and a $34 account fee charged 6-monthly) apply. Purchase interest rate of 26.65% p.a. applies to the outstanding balance after interest free term ends. Cash advance interest rate of 29.40% p.a. applies. Rates and fees are subject to change. NOW Dollars can be redeemed at Participating Retailers only. NOW Dollars cannot be earned or redeemed on long-term interest free purchases.

Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Visit NOWvisa.co.nz for more information.

Click here to apply.

Exclusive 30% off RRP* on lounge suites at Big Save.

Terms and Conditions

*30% off RRP, excludes products already discounted or on promotion and all EDLP, whiteware, or electrical items. Offers are available in store only, while stocks last. Offers cannot be used in conjunction with any other promotion or discount. Offers apply to retail customers only and exclude trade, commercial, or bulk orders. No substitutions, exchanges, or cash alternatives will be offered. Big Save reserves the right to amend or cancel these offers at any time without prior notice. By participating, customers agree tothese terms and conditions. Offer available in store only until 31 July 2026.

FREE Everyday Pillow Pack (valued at $39)** when you purchase a bed $999+ using your NOW Rewards Visa.

Terms and Conditions

**Receive a free Everyday Pillow Pack (includes 2 pillows) valued at $39 when you buy a bed $999 and over in a single transaction using your NOW Rewards Visa. Offer available in store only, while stocks last. One Everyday Pillow Pack per qualifying transaction. Offer cannot be used in conjunction with any other promotion or discount. Offer available in store only until 31 July 2026.

30 months interest free with no payments for the first 12 months on purchases $1800 and over^.

Terms and Conditions

^30 months interest free with no payments for the first 12 months is available on purchases $1800 and over using NOW Rewards Visa. NOW Rewards Visa terms and conditions, credit criteria, rates and fees (including a one-off $55 establishment fee and a $34 account fee charged 6-monthly) apply. Purchase interest rate of 26.65% p.a. applies to the outstanding balance after interest free term ends. Cash advance interest rate of 29.40% p.a. applies. Rates and fees are subject to change. Minimum monthly payments are not required during the promotional 12 months interest free period, but if you can afford to, make regular payments to help reduce your balance and avoid interest charges later. Offer available in store only until 31 July 2026.

WIN a $500 Prezzy Card

Promotion Period: 6 July 2026 – 19 July 2026. Customers who purchase from Big Save using an approved long-term interest free finance offer on their Now Rewards Visa during the Promotion Period will automatically go into the draw to win one (1) $500 Prezzy® Card.

General Terms & Conditions

1. Promoter is Big Save Ltd.
2. Promotions are open to New Zealand residents aged 18 years and over.
3. To enter, customers must complete a qualifying purchase using an approved long-term interest free finance offer through the specified finance provider during the relevant Promotion Period.
4. A qualifying purchase must be successfully approved and processed through the relevant finance provider during the applicable Promotion Period.
5. Each qualifying finance transaction receives one (1) automatic entry into the relevant prize draw.
6. Employees of Big Save Furniture, associated agencies, suppliers, finance partners, and their immediate families are not eligible to enter.
7. Winners will be drawn within 10 business days of the applicable Promotion Period ending and contacted using the details recorded on their sales order.
8. If a winner cannot be contacted within 14 days, Big Save reserves the right to redraw the prize.
9. Prizes are not transferable, exchangeable, or redeemable for cash.
10. If an order is cancelled, refunded, reversed, or finance approval is withdrawn prior to the prize draw, the entry will become invalid.
11. Big Save reserves the right to verify the validity of entries and disqualify any entrant who tampers with the entry process or breaches these Terms and Conditions.
12. Big Save's decision regarding any aspect of the promotion is final and no correspondence will be entered into.
13. Big Save reserves the right to amend, suspend, or cancel the promotion where necessary due to circumstances beyond its reasonable control.
14. Finance lending criteria, fees, terms, and conditions apply. Interest free offers are available only on approved purchases and are subject to the relevant finance provider's lending criteria.
15. By entering, participants agree that their name and image may be used by Big Save Furniture for promotional and marketing purposes in relation to the promotion without additional compensation.
16. Personal information collected in connection with the promotion will be handled in accordance with Big Save's Privacy Policy and applicable New Zealand privacy laws.