Pay Weekly Finance

Big Save Furniture offers fixed term finance options through Finance Now. Finance Now’s normal lending criteria and loan terms apply. Weekly payments are indicative only, are based on a term of 36 months at an interest rate of 19.75%pa and include a monthly service fee of $2.95 and a $65 establishment fee. Weekly payments include optional single Insurance protection.

Click here for pre-approval

30 Months Interest Free. No repayments for the first 12 months + no interest for a further 18 months.

Minimum spend $1800. Offer valid from 17 - 31 August 2026.

Q Card Terms and Conditions: *No payments and no interest for 12 months (“Payment Holiday”) and no interest for a further 18 months (“Further Interest Free Period”) is available on Long Term Finance (LTF) for in-store purchases only until 31/08/2026. Minimum Spend $1800. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period once the payment holiday period expires. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

Gem Terms and Conditions: *Available on a Gem Visa credit card. Minimum purchase $1800. Offer ends 31/08/2026. No monthly payments required during the first months. After this, minimum monthly payments apply for the remaining Interest Free term. Exclusions may apply. Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends.

*Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more) during the interest free term, may not be sufficient to repay the purchase amount(s) by the end of the interest free term. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.

NOW Rewards Visa Card Terms and Conditions: *30 months interest free with no payments for the first 12 months is available on purchases $1800 and over using NOW Rewards Visa. NOW Rewards Visa terms and conditions, credit criteria, rates and fees (including a one-off $55 establishment fee and a $34 account fee charged 6-monthly) apply. Purchase interest rate of 26.65% p.a. applies to the outstanding balance after interest free term ends. Cash advance interest rate of 29.40% p.a. applies. Rates and fees are subject to change. Minimum monthly payment are not required during the first 12 months, but if you can afford to, make regular payments to help reduce your balance and avoid interest charges later. Offer available in store only. Visit NOWvisa.co.nz for more information.

 

Interest Free Finance

Lending criteria, fees, terms & conditions & a minimum spend apply. Interest free finance at Big Save Furniture is available through GEM Visa & Q Card. Long term interest free finance is available when advertised. Interest free finance is not available with Finance Now/ 15 Minute Finance. Weekly prices displayed on product pages apply to Finance Now/ 15 Minute Finance only and are not applicable to interest free offers.

Q Card / Q Mastercard

*Interest free is available on Long Term Finance (LTF) for in-store purchases only. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard or Q Card Standard Interest Rate (28.95% p.a.) applies at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

*No payments and no interest terms available on Long Term Finance (LTF) for in-store purchases until. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees correct as at date of publication, subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

Click here to apply.
 

Gem Visa

Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of $2 Gem Visa/$6 Gem CreditLine applies. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited.

Further information on rates and fees can be found at www.gemfinance.co.nz
 

NOW Rewards Visa

*NOW Rewards Visa terms and conditions, credit criteria, rates and fees (including a one-off $55 establishment fee and a $34 account fee charged 6-monthly) apply. Purchase interest rate of 26.65% p.a. applies to the outstanding balance after interest free term ends. Cash advance interest rate of 29.40% p.a. applies. Rates and fees are subject to change. NOW Dollars can be redeemed at Participating Retailers only. NOW Dollars cannot be earned or redeemed on long-term interest free purchases.

Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Visit NOWvisa.co.nz for more information.

Click here to apply.